Reference

Terms and Conditions That Govern Your l000 Account

Before you open your account, these terms set out exactly what you agree to when using l000 — from how your account is created to how disputes are…

Account EligibilityData & PrivacyDispute ResolutionJurisdiction — IndiaPolicy Updates
l000 Terms and Conditions That Govern Your l000 Account
TERMS CONTACT PATHS

How to Reach Us About These Terms

If any clause in these terms is unclear, or you believe a term has been applied to your account incorrectly, our support team can walk you through it.

Live Chat Start a live chat directly from your account dashboard for real-time answers on any clause, restriction, or account action tied to these terms. Our agents can pull up your account record on the spot.
Email Support Send a detailed query to our support address and expect a written response within 48 hours. Email is the right channel when you need a documented reply about a specific term or a formal complaint.
Help Centre Our help centre holds the full text of every current policy, a version history of recent changes, and step-by-step articles explaining how key clauses — such as account verification — work in practice.
HOW WE HANDLE YOUR DATA

Data, Security and Account Retention Under These Terms

Your account data, transaction records, and personal details are stored securely and handled in line with what these terms permit us to do — nothing more.

Data We Collect

We collect the details you give during registration — name, contact information, and payment identifiers such as your UPI handle. We also log session activity to detect unusual access patterns and protect your account from unauthorised use.

Cookie Policy

Our site uses functional cookies to keep you logged in and analytical cookies to understand how pages are used. You can adjust cookie preferences through your browser settings; disabling analytical cookies does not affect your ability to use your account.

Account Security

We store passwords using one-way encryption and require email or SMS verification for password resets. If we detect a login from an unrecognised device or location, we send a verification prompt before granting access.

Data Retention

Account records are kept for the period required by Indian financial regulations after your account closes. Transaction logs tied to UPI, Paytm, or PhonePe payments are retained for audit purposes for the duration specified in current law.

Your Right to Access

You can request a copy of the personal data we hold on your account at any time by contacting support via email. We will provide it in a readable format within the timeframe set by applicable Indian data-protection requirements.

Requesting Changes or Deletion

To correct inaccurate data or request deletion once your account is closed, send a written request to our email support channel. We will confirm receipt and complete the action within the window allowed under Indian law.

Common Questions About These Terms and Conditions

These are the questions we hear most often about our terms. If your question is not answered here, use one of the contact paths in the support section above.

They apply to every person who opens an account on l000, regardless of how they access the platform. By completing registration, you confirm you have read and accepted every clause, and that access is permitted under the local law applicable to you in India.

No. When we update these terms, we post the new version with a clear effective date at the top of this page. If a change materially affects your account, we will also send a notice to the contact address on your account before the update takes effect.

Payment identifiers and transaction records are stored solely for verification, fraud prevention, and regulatory audit purposes. We do not sell payment data to third parties. Retention periods follow Indian financial-regulation requirements applicable at the time of the transaction.

Start by contacting live chat or email support with your account ID and a description of the issue. If the response does not resolve it, you may escalate in writing to our compliance team. All disputes are governed by the jurisdiction stated in the terms — India, where local law permits.

Yes. Once your account is permanently closed, you can submit a deletion request via email support. We will action it within the window allowed by Indian law, except for records we are legally required to retain for audit or regulatory purposes.

We may suspend or close an account if we detect a breach of these terms — such as providing false registration details or using the platform in a way that violates local law. We will notify you of the reason unless doing so would compromise a fraud or security investigation.

The complete and current terms are always on this page. Our help centre also holds a version history so you can see what changed and when. If you need an archived copy for reference, contact email support with the date of the version you require.